Summerland Credit Union is a customer-owned financial institution that has a strategic goal to embed natural, social and human capital protection in its business. Extreme events can impact on residential and commercial assets, meaning that climate change adaptation is particularly relevant to credit and loan finance. The location of most of Summerland branches and assets in a region with a history of exposure to extreme events makes this especially pertinent. Summerland reviewed climate change projections and issues for the next 15 years. It identified risks, controls and adaptation strategies and integrated these into standard business risk management and planning processes. Summerland will continue to monitor climate change impacts on its business as further assessments and model refinements are released.